Currency Support
| Country | Currency | Direction |
|---|---|---|
| Benin | XOF | Pay-in, Pay-out |
| Botswana | BWP | Pay-in, Pay-out |
| Burkina Faso | XOF | Pay-out |
| Cameroon | XAF | Pay-in, Pay-out |
| Côte d’Ivoire | XOF | Pay-in, Pay-out |
| Kenya | KES | Pay-out |
| Malawi | MWK | Pay-in, Pay-out |
| Mali | XOF | Pay-out |
| Nigeria | NGN | Pay-in, Pay-out |
| Senegal | XOF | Pay-out |
| South Africa | ZAR | Pay-out |
| Tanzania | TZS | Pay-in, Pay-out |
| Togo | XOF | Pay-in, Pay-out |
| Uganda | UGX | Pay-in, Pay-out |
| Zambia | ZMW | Pay-in, Pay-out |
Individual
The Africa Rail for individual users requires KYC (Know Your Customer) verification. The requirements vary by country.KYC Fields
| Field | Description | Required |
|---|---|---|
| firstName | User’s first name | Required |
| lastName | User’s last name | Required |
| User’s email address | Required | |
| phone | User’s phone number | Required |
| address | The address where the user currently resides. Required fields: addressLine1, city, stateProvinceRegion, postalCode, country. Optional: addressLine2 | Required |
| dateOfBirth | User’s date of birth | Required |
| idType | Type of identification document. Refer to the ID Types section | Required |
| idNumber | Identification document number | Required |
ID Types
ID Types
| ID Type | Description |
|---|---|
| DRIVERS | Drivers license |
| ID_CARD | Identification card |
| PASSPORT | National passport |
| RESIDENCE_PERMIT | Residence permit or document |
Nigeria Requirements
For Nigerian users, the following additional fields are required:| Field | Description | Required |
|---|---|---|
| additionalIdType | Additional identification document type | Required |
| additionalIdNumber | Additional identification number | Required |
Business
KYB Fields
| Field | Description | Required |
|---|---|---|
| businessName | The full legal name of the business | Required |
| taxIdentificationNumber | Company tax number | Required |
Financial Institutions
Here’s a list of financial institutions supported for each country:Nigeria
Channels: Bank, MomoAvailability: Onramp & Offramp
Offramp
Financial Institutions
Financial Institutions
| Name | Type |
|---|---|
| Suntrust Bank | Bank |
| Accion MFB | Bank |
| Standard Chartered Bank | Bank |
| Nova MB | Bank |
| Citibank Nigeria | Bank |
| Wema Bank | Bank |
| Bowen MFB | Bank |
| Unity Bank | Bank |
| Premium Trust Bank | Bank |
| Mint-Finex Microfinance Bank | Bank |
| United Bank for Africa | Bank |
| Access Bank (Diamond) | Bank |
| Kuda Microfinance Bank | Bank |
| Union Bank of Nigeria | Bank |
| Ecobank Nigeria | Bank |
| Taj Bank | Bank |
| Providus Bank | Bank |
| PremiumTrust Bank | Bank |
| Access Bank | Bank |
| Stanbic IBTC Bank | Bank |
| Polaris Bank | Bank |
| Lotus Bank | Bank |
| Titan Trust Bank | Bank |
| Parallex Bank | Bank |
| PalmPay | Bank |
| Keystone Bank | Bank |
| Nomba Bank | Bank |
| Alternative Bank | Bank |
| Fidelity Bank | Bank |
| Moniepoint Microfinance Bank | Bank |
| OPay | Bank |
| GoMoney | Bank |
| Optimus Bank | Bank |
| Zenith Bank | Bank |
| Fairmoney Microfinance Bank Ltd | Bank |
| Globus Bank | Bank |
| Heritage Bank | Bank |
| Enterprise Bank | Bank |
| Guaranty Trust Bank | Bank |
| GT Bank | Bank |
| Paga | Bank |
| Jaiz Bank | Bank |
| VFD Microfinance Bank | Bank |
| Nownow (Contec Global) | Bank |
| NET MFB | Bank |
| Sterling Bank | Bank |
| Mainstreet Bank | Bank |
| 9JAPAY MICROFINANCE | Bank |
| First City Monument Bank | Bank |
| Bellbank Microfinance | Bank |
| First Bank of Nigeria | Bank |
| Titan-Paystack | Bank |
Onramp
Financial Institutions
Financial Institutions
| Name | Type |
|---|---|
| Kuda Microfinance Bank | Bank |
| Taj Bank | Bank |
| Lotus Bank | Bank |
| PalmPay | Bank |
| Moniepoint Microfinance Bank | Bank |
| OPay | Bank |
| GoMoney | Bank |
| Fairmoney Microfinance Bank Ltd | Bank |
| Jaiz Bank | Bank |
| VFD Microfinance Bank | Bank |
| Nownow (Contec Global) | Bank |
| NET MFB | Bank |
| 9JAPAY MICROFINANCE | Bank |
| Titan-Paystack | Bank |
Kenya
Channels: Bank, MomoAvailability: Offramp
Offramp
Banks
Banks
| Name | Type |
|---|---|
| Absa Bank Kenya Plc | Bank |
| African Banking Corporation | Bank |
| Bank of Africa Kenya Ltd | Bank |
| Bank of Baroda | Bank |
| Bank of India | Bank |
| Central Bank of Kenya | Bank |
| Charterhouse Bank Ltd | Bank |
| Citibank N.A. | Bank |
| Commercial Bank of Africa Ltd | Bank |
| Consolidated Bank of Kenya Ltd | Bank |
| Co-operative Bank | Bank |
| Credit Bank Ltd | Bank |
| Development Bank of Kenya | Bank |
| Diamond Trust Bank | Bank |
| Dubai Bank of Kenya Ltd | Bank |
| Ecobank Kenya Ltd | Bank |
| Equitorial Commercial Bank Ltd | Bank |
| Equity Bank | Bank |
| Family Bank Ltd | Bank |
| Fidelity Commercial Bank | Bank |
| First Community Bank | Bank |
| Giro Bank Ltd | Bank |
| Guardian Bank | Bank |
| Guaranty Trust (Kenya) Ltd | Bank |
| Gulf African Bank Ltd | Bank |
| Habib Bank A.G. | Bank |
| Habib Bank Ltd | Bank |
| Housing Finance Corporation of Kenya | Bank |
| Imperial Bank Limited | Bank |
| Investments and Mortgages | Bank |
| Jamii Bora Bank Ltd | Bank |
| Kenya Commercial Bank Ltd | Bank |
| K-Rep Bank | Bank |
| Middle East Bank (K) Limited | Bank |
| NCBA Bank | Bank |
| National Bank of Kenya | Bank |
| Oriental Commercial Bank | Bank |
| Paramount Universal Bank Ltd | Bank |
| Prime Bank Limited | Bank |
| Stanbic Bank Kenya Limited | Bank |
| Standard Chartered | Bank |
| Trans-National Bank | Bank |
| UBA Kenya Ltd | Bank |
| Victoria Commercial Bank Ltd | Bank |
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| Mobile Wallet (M-PESA) | Mobile Money |
Tanzania
Channels: Bank, MomoAvailability: Onramp & Offramp
Onramp
Banks
Banks
| Name | Type |
|---|---|
| Absa Bank Tanzania Limited | Bank |
| AccessBank Tanzania | Bank |
| Akiba Commercial Bank | Bank |
| Amana Bank | Bank |
| Azania Bank | Bank |
| BancABC Tanzania | Bank |
| Bank of Africa Tanzania Limited | Bank |
| Bank of Baroda Tanzania Limited | Bank |
| Bank of Tanzania | Bank |
| China Commercial Bank Limited | Bank |
| Citibank Tanzania Ltd | Bank |
| CRDB Bank | Bank |
| DCB Commercial Bank | Bank |
| Diamond Trust Bank Tanzania | Bank |
| Ecobank | Bank |
| Equity Bank (Tanzania) | Bank |
| Exim Bank (Tanzania) | Bank |
| First National Bank of Tanzania | Bank |
| Guaranty Trust Bank (Tanzania) Limited | Bank |
| Habib African Bank | Bank |
| I&M Bank (Tanzania) | Bank |
| International Commercial Bank Tanzania | Bank |
| KCB Bank Tanzania Limited | Bank |
| Letshego Bank Tanzania | Bank |
| Maendeleo Bank Ltd | Bank |
| Mkombozi Commercial Bank | Bank |
| Mwalimu Commercial Bank | Bank |
| National Bank of Commerce (Tanzania) | Bank |
| National Microfinance Bank | Bank |
| NCBA Bank Tanzania | Bank |
| People’s Bank of Zanzibar | Bank |
| Stanbic Bank Tanzania Limited | Bank |
| Standard Chartered Bank | Bank |
| TPB Bank Plc | Bank |
| United Bank for Africa | Bank |
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| AIRTELMONEYTZ | Mobile Money |
| AZAMPESA | Mobile Money |
| HALOPESA | Mobile Money |
| TIGO | Mobile Money |
| VODACOM | Mobile Money |
Offramp
Banks
Banks
| Name | Type |
|---|---|
| Absa Bank Tanzania Limited | Bank |
| AccessBank Tanzania | Bank |
| Akiba Commercial Bank | Bank |
| Amana Bank | Bank |
| Azania Bank | Bank |
| BancABC Tanzania | Bank |
| Bank of Africa Tanzania Limited | Bank |
| Bank of Baroda Tanzania Limited | Bank |
| Bank of Tanzania | Bank |
| China Commercial Bank Limited | Bank |
| Citibank Tanzania Ltd | Bank |
| CRDB Bank | Bank |
| DCB Commercial Bank | Bank |
| Diamond Trust Bank Tanzania | Bank |
| Ecobank | Bank |
| Equity Bank (Tanzania) | Bank |
| Exim Bank (Tanzania) | Bank |
| First National Bank of Tanzania | Bank |
| Guaranty Trust Bank (Tanzania) Limited | Bank |
| Habib African Bank | Bank |
| I&M Bank (Tanzania) | Bank |
| International Commercial Bank Tanzania | Bank |
| KCB Bank Tanzania Limited | Bank |
| Letshego Bank Tanzania | Bank |
| Maendeleo Bank Ltd | Bank |
| Mkombozi Commercial Bank | Bank |
| Mwalimu Commercial Bank | Bank |
| National Bank of Commerce (Tanzania) | Bank |
| National Microfinance Bank | Bank |
| NCBA Bank Tanzania | Bank |
| People’s Bank of Zanzibar | Bank |
| Stanbic Bank Tanzania Limited | Bank |
| Standard Chartered Bank | Bank |
| TPB Bank Plc | Bank |
| United Bank for Africa | Bank |
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| AIRTELMONEYTZ | Mobile Money |
| AZAMPESA | Mobile Money |
| HALOPESA | Mobile Money |
| TIGO | Mobile Money |
| VODACOM | Mobile Money |
Uganda
Channels: Momo onlyAvailability: Onramp & Offramp
Onramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| Mobile Money | Mobile Money |
Offramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| Mobile Money | Mobile Money |
Botswana
Channels: Bank, MomoAvailability: Onramp & Offramp
Onramp
Banks
Banks
| Name | Type |
|---|---|
| ABSA Bank Botswana | Bank |
| Access Bank | Bank |
| Bank Gaborone Limited | Bank |
| Bank of Baroda Botswana | Bank |
| Barclays Bank | Bank |
| First Capital Bank Botswana | Bank |
| First National Bank | Bank |
| Stanbic Bank | Bank |
| Standard Chartered Bank Botswana Limited | Bank |
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| Mobile Money | Mobile Money |
Offramp
Banks
Banks
| Name | Type |
|---|---|
| ABSA Bank Botswana | Bank |
| Access Bank | Bank |
| Bank Gaborone Limited | Bank |
| Bank of Baroda Botswana | Bank |
| Barclays Bank | Bank |
| First Capital Bank Botswana | Bank |
| First National Bank | Bank |
| Stanbic Bank | Bank |
| Standard Chartered Bank Botswana Limited | Bank |
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| Mobile Money | Mobile Money |
Cameroon
Channels: MomoAvailability: Onramp & Offramp
Onramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| Mobile Wallet | Mobile Money |
Offramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| Mobile Wallet | Mobile Money |
Malawi
Channels: MomoAvailability: Onramp & Offramp
Onramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| Airtel | Mobile Money |
| TNM | Mobile Money |
Offramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| Airtel | Mobile Money |
| TNM | Mobile Money |
Zambia
Channels: MomoAvailability: Onramp & Offramp
Onramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| MTN | Mobile Money |
| Zamtel | Mobile Money |
| Airtel | Mobile Money |
Offramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| MTN | Mobile Money |
| Zamtel | Mobile Money |
| Airtel | Mobile Money |
Côte d’Ivoire
Channels: MomoAvailability: Onramp & Offramp
Onramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| Moov | Mobile Money |
| Wave | Mobile Money |
| Orange | Mobile Money |
| MTN | Mobile Money |
Offramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| Wave | Mobile Money |
| Orange Money | Mobile Money |
| MTN Mobile Money | Mobile Money |
| VISA / MasterCard | Mobile Money |
| Moov Money | Mobile Money |
| Moov | Mobile Money |
| Orange | Mobile Money |
| MTN | Mobile Money |
Benin
Channels: MomoAvailability: Onramp & Offramp
Onramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| MTN | Mobile Money |
| Moov | Mobile Money |
Offramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| MTN | Mobile Money |
| Moov | Mobile Money |
| MTN Mobile Money BJ | Mobile Money |
Burkina Faso
Channels: MomoAvailability: Offramp
Offramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| Moov Money | Mobile Money |
| Orange Money | Mobile Money |
Togo
Channels: MomoAvailability: Onramp & Offramp
Onramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| TogoCell | Mobile Money |
| Moov | Mobile Money |
Offramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| Flooz TG | Mobile Money |
| Tmoney TG | Mobile Money |
| TogoCell | Mobile Money |
| Moov | Mobile Money |
Mali
Channels: MomoAvailability: Offramp
Offramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| Moov Money | Mobile Money |
Senegal
Channels: MomoAvailability: Offramp
Offramp
Mobile Money
Mobile Money
| Name | Type |
|---|---|
| Orange | Mobile Money |
| Wave | Mobile Money |
| Free | Mobile Money |
South Africa
Channels: BankAvailability: Offramp
Offramp
Banks
Banks
| Name | Type |
|---|---|
| Absa Bank | Bank |
| African Bank | Bank |
| Albaraka Bank | Bank |
| Bank of Athens | Bank |
| Bank of Namibia | Bank |
| Barclays Bank | Bank |
| Bidvest Bank | Bank |
| Capitec Bank | Bank |
| Central Bank of Lesotho | Bank |
| Citi Bank | Bank |
| Discovery Bank Limited | Bank |
| Finbond Mutual Bank | Bank |
| First National Bank (South Africa) | Bank |
| First National Bank Lesotho | Bank |
| First National Bank Namibia | Bank |
| First National Bank Swaziland | Bank |
| FirstRand Bank Limited | Bank |
| Grinrod Bank | Bank |
| HSBC Bank | Bank |
| Investec Bank | Bank |
| JP Morgan Chase Bank | Bank |
| Meeg Bank | Bank |
| Mercantile Bank Limited | Bank |
| MTN Banking | Bank |
| Nedbank (South Africa) | Bank |
| Old Mutual | Bank |
| Peach | Bank |
| Postbank | Bank |
| Rand Merchant Bank | Bank |
| RMB Private Bank | Bank |
| SA Post Bank (Post Office) | Bank |
| Sasfin Bank Limited | Bank |
| South African Bank of Athens Limited | Bank |
| Standard Bank (South Africa) | Bank |
| Standard Bank Namibia | Bank |
| Standard Chartered Bank | Bank |
| State Bank of India | Bank |
| Tyme Bank | Bank |
| Ubank | Bank |
| Unibank | Bank |
| VBS Mutual Bank | Bank |